A little less credit card confusion.For UK cardholders General guidance
A little help with your credit card

Let’s make your
credit card
a little simpler.

Credit card bills can be confusing. Find straightforward answers, try a few numbers and take things at your own pace.

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Fancy trying a few numbers?

Let’s see how the numbers look

Start with an example, or pop in your own figures.

Estimated time to clear your balance1 year, 9 months

£523.99 interest · £3,023.99 repaid in total

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How this estimate works

Uses an effective annual rate converted to a monthly rate, with monthly interest rounded to pennies and payments at month end. Assumes a fixed rate, fixed payments, no fees and no new spending. Your provider may calculate daily interest differently. APR can include fees; use the annual interest rate for your balance where available. This does not calculate your provider’s minimum payment. Always check your statement.

Plain-English guidance Useful, practical tools Sources you can checkBuilt around UK credit cards
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Explore a monthly repayment. Or work backwards from the end of a 0% period. A few numbers can help you see the next step.

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