Your credit card statement, explained
Find the balance, deadline and interest rates on your statement, with an example to make the numbers clearer.
3 min readHow to pay your credit card bill
Direct Debit, bank transfer or a one-off payment: choose a method and check that the money arrives.
3 min readMinimum payments and paying off your balance
Why minimum payments can make slow progress, with an example of how a higher fixed payment changes repayment time.
2 min readHow credit card interest works
Make sense of daily interest, interest-free purchases and charges that can appear after you pay a statement.
3 min readBalance transfers and 0% offers, explained
Understand transfer fees, the dates that matter and how to plan for the end of an interest-free offer.
3 min readMissed a payment, or worried you cannot pay?
Practical steps for an unaffordable credit card bill, including talking to your provider and finding free debt advice.
3 min readWhat does a persistent debt letter mean?
Why your provider has written, what the 18-month measure means and what to ask if higher payments are unaffordable.
3 min read